How to Advice Clients

posted on 02 March 2019 by Sunil Jhaveri

Many times, I am asked whether there should be different strategies for different sets of Investors for achieving their different goals. Basically, should there be a different strategy of investing in Equity or Debt as an asset class for so called “Aggressive Investor” and a different strategy “Conservative Investors”? From my last 33 years of experience in Finance markets and almost 25 years in Wealth Advisory/Mutual Fund practice; my experience is that you cannot bucket Investors as “Aggressive” and/or “Conservative”. I have seen the most conservative investor (pure Fixed Deposit Investor) becoming most aggressive when markets are on a one-way upward movement and the most aggressive Investor becoming the most conservative when markets move against him.