ICICI Prudential Mutual Fund
SIP tips from the Ant and the Grasshopper Story (English)
A Systematic Investment Plan (SIP) is a simple, convenient and disciplined way to meet your financial goals. In the same way that you buy a home or a car by paying monthly installments, through an SIP you can invest calculated amounts periodically, and aim to make the most of the growth potential of mutual funds.
The golden rules of a successful SIP:
1. Start Now: When you start early, you can get the benefit of THE POWER OF COMPOUNDING or growth upon growth
2. Invest Regularly: Investing fixed amounts at regular intervals lowers the average cost of as it allows you to buy more for less when the markets are down and less for more when the markets move up
3. Invest the RIGHT SIP Amount: Define your financial goals and calculate the RIGHT Amount that needs to be invested in order to realize them
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
ICICI Prudential-Live Life Exactly (English)
Any financial advisor may tell you that the right amount to invest systematically in Mutual Funds through an SIP would depend on your financial goals, risk appetite, investment time period. We all know that it’s important to do things exactly. So, let’s take another step towards fulfilling our dreams by calculating and investing the Right Amount in our Systematic Investment Plan.
Always make informed investment decisions and invest correctly.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
The Benefits of Investing in Bluechip Funds
Bluechips are widely recognized, reputable and financially sound large cap companies. Some of their key features include having Quality leadership, tested business models and a good track record.
So, why should you consider investing in Bluechip stocks?
• For one, they have the potential to grow and the ability to generate long term returns.
• Secondly, they tend to do better during turbulent phases of the stock markets.
By investing in Bluechips through Equity Mutual Funds you can benefit from -
1. Professional fund managers supported by experienced research teams
2. Diversification of your portfolio by investing in a plethora of leading Indian companies
Remember that it’s important to select your investment solutions based on your risk appetite, investment horizon and financial goals.
Always make informed investment decisions and invest correctly.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
What is Dividend Yield?
Dividend Yield is a financial ratio that indicates how much shareholders are paid in the form of dividends every year. It is expressed in terms of a percentage, and calculated by dividing the amount of dividend by the price per share. Companies with a higher Dividend Yield could be a good investment opportunity as:
• A High Dividend yield could be viewed as a sign of the stability as it is generally only profitable companies that pay dividends.
• In addition to potential price appreciation, High dividend yield stocks generally provide steady cash flows from stock investments, that is, gain in the form of dividends.
• The Price of high dividend yield stocks tends to fluctuate less with market fluctuations
There are various Mutual Fund schemes that focus on building portfolios with shares of companies that have a high dividend yield. Remember that it’s important to select your investment solutions based on your risk appetite, investment horizon and financial goals. Always make informed investment decisions and invest correctly.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully
What is Compounding?
So how do your investments in Mutual Funds benefit from the Power of Compounding?
1. Your investment (Principal) earns interest at a certain percentage, which is added to the principal.
2. The process repeats itself, only this time the principal you start with is bigger, as it contains the interest generated.
3. This bigger block of money generates interest again, at the same percentage but this time, the interest is more, because you started with a bigger base.
So a simple one time investment can increase exponentially over time, generating earnings from previous earnings, without any additional investments from your end.
Compounding works best if you Start investing Early give your investments more time to grow.
Remember that it’s important to select your investment solutions based on your risk appetite, investment horizon and financial goals.
Always make informed investment decisions and invest correctly.
Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.
Make Your Money Work Harder with Mutual Funds
Take a smart approach to creating wealth for your future by investing in Mutual Funds. But how does investing make your money work harder?
• For starters, returns earned from your investments can help you manage Inflation better.
• Your investments could act as a contingency fund to help shield you against any personal medical or financial crises
• Investing systematically can help you achieve your dream of owning a swanky car, taking a holiday abroad or even planning your retirement.
• And, you might even enjoy additional income in the form of interest & dividends.
All in all, Investing can help give you financial security for the future!
Remember that it’s important to select your investment solutions based on your risk appetite, investment horizon and financial goals.
Always make informed investment decisions and invest correctly.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Plan your Future by investing in the Right SIP Amount in Mutual Funds
A Systematic Investment Plan is an investment strategy to help you reach your goals, through regular investments in Mutual Funds. You can follow a simple 3 step process to make sure that you are investing correctly:
1. Identify your Goal and how much you would need to realise it.
2. Determine the period for which you can invest or when you wish to reach your goal.
3. Determine how much you want your SIP to contribute towards your goal.
To calculate the Right SIP Amount to invest in Mutual Funds, visit http://www.sipisgood.com/
Mutual Fund investments are subject to market risks, read all scheme related documents carefully
Different Types of Mutual Funds
Mutual Funds offer different types of investment solutions to suit every investors needs and risk appetite. They can be broadly classified under two categories; On the basis of the scheme structure & based on the asset class in which the scheme invests.
Based on scheme structure, Mutual Funds are categorized as either Open Ended Schemes that can be bought or sold continuously Or Close Ended Schemes have a lock-in period varying from around 1 month to 5 years or more.
Based on Asset Class, Mutual Funds are sub categorized into Equity Funds, Debt Funds or Hybrid Funds that can be either Open or Close Ended.
Remember that it’s important to select your investment solutions based on your risk appetite, investment horizon and financial goals.
Always make informed investment decisions and invest correctly.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Benefits of Investing in Mutual Funds
A Mutual fund is a single pool of money collected from a large number of investors. This pool is then invested by Professional fund managers across Stocks, Bonds & other securities, based on defined objectives; like generating income or creating long term wealth.
Mutual Funds also help you diversify and aim to lower your investment risk, as they invest in a broad range of securities. The industry is well regulated and transparent; you will get regular information on the value of your investment and where your money is being invested. Your funds are also easily accessible and can be retrieved easily.
And, it’s not expensive either! Systematic Investment Plans (SIPs) allow you to invest small, calculated amounts regularly and invest in disciplined manner.
Remember that it’s important to select your investment solutions based on your risk appetite, investment horizon and financial goals.
Always make informed investment decisions and invest correctly.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Worried about market volatility? Learn how Mutual Funds can help you tackle it!
Investing is a good way to make your money work harder. But sometimes, even the most well thought out financial plans may go astray due to Volatile Markets. Volatility refers to the ups and downs of the Stock Markets, and is caused by various factors such as:
• company news
• economic releases
• Specific or unrelated global news and other factors
While you can manage volatility by staying invested for the long term and not worry about the short-term fluctuations, you can aim to take advantage of it by investing in Mutual Funds. There are specific schemes that aim to ‘Buy Low’ and ‘Sell High’, allowing you to aim to make the most of market movements.
Always make informed investment decisions and invest correctly.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.